Can you use Apple Pay to pay a friend?

Can you use Apple Pay to pay a friend?

Apple Pay makes sending and receiving money with friends and family as simple as sending a message. They can use the debit and credit cards they already have added to Apple Pay, so there’s no need to install an app or create yet another account. …

Where is the Apple Pay cash recipient’s money stored?

Wallet app
When someone sends you money, it’s automatically and securely kept on your Apple Cash card. Your new Apple Cash card can be found in the Wallet app.

How do I send money using Apple Pay?

How to send money in the Messages app

1. Open the Messages app, then start a new conversation or tap an existing one.
2. Tap the Apple Pay button . If you don’t see the Apple Pay button, tap.
3. Enter the amount you want to send.
4. Tap Pay, then tap the send button.
5. Confirm your payment with Face ID, Touch ID, or your passcode.

What details do I give for Apple Pay?

Send a payment in Messages

1. In an iMessage conversation, tap. , then enter the amount.
2. Tap Pay, add a comment if you want, then tap .
3. Review the payment information.
4. Authenticate the payment with Face ID, Touch ID, or your passcode.

Is Apple Pay the same as Apple cash?

Apple Pay users make payments from their mobile device, funded by a linked credit or debit card. Apple Cash can be found in Apple’s digital wallet. You can load cash from a debit or prepaid card, then use the wallet to fund Apple Pay transactions or send and receive money from others.

Is there a fee to send money with Apple Pay?

A 1 percent fee (with a minimum fee of $0.25 and a maximum fee of $10) is deducted from the amount of each Instant Transfer. Account security checks may require additional time to make funds available.

Which prepaid cards work with Apple Pay?

Apple Pay supports prepaid cards provided by some of the big names, Visa, Mastercard, American Express (the latter being the least well-supported).

Can I add money to Apple Pay from my bank account?

Tap Settings > Wallet & Apple Pay, and tap the Apple Cash toggle to enable it. Tap the three horizontal dots in the upper right corner to access the Cash card settings. Tap Add Money and enter the amount to add to your card from the bank account associated with your Cash card.

Can you link your bank account to Apple Pay?

As you might expect, Apple makes it easy to select a bank account for ‌Apple Card‌ payments using the Wallet app on your iPhone. You can add multiple bank accounts to your ‌Apple Card‌, but the first one that you add becomes your default bank account for making payments.

How does Apple Pay work with person to person payments?

When new users receive money for the first time, it’s simply added to their new Apple Pay Cash card once they accept the terms. Users can also view their transaction history, including person to person payments as well as purchases they’ve made in stores, apps and on the web with Apple Pay Cash, right in Wallet.

How much money can you add to Apple Pay?

You can only add money from a supported United States debit card or prepaid card that’s in Apple Pay. 3 Here are the limits: Per transaction, you can add a minimum of $10. Per transaction, you can add up to $10,000.

Can a debit card be used to send money on Apple Pay?

When you send money in the Messages app using Apple Pay, your Apple Cash card is used to pay first by default. If you want to use a debit card instead, you can send money directly from your debit card .

Do you need iOS 11.2 to use Apple Pay?

iOS 11.2 is available now as a free update and is required to make person to person payments and use Apple Pay Cash on iPhone and iPad.