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What do you need to know about a coverage trigger?
A coverage trigger is an event that must occur in order for a liability policy to apply to a loss. Coverage triggers are outlined in the policy language, and courts will use different legal theories pertaining to triggers to determine whether policy coverage applies.
When does a manifestation trigger trigger an insurance policy?
A manifestation trigger activates when personal injury or property damage becomes known, and triggers insurance coverage under the policy in place. Commercial general liability (CGL) insurance provides coverage to a business for claims caused by the business’ operations, products, or on its premises.
When is coverage triggered under a general liability policy?
When applying an injury-in-fact, or actual injury trigger, coverage under a general liability policy is triggered when the personal injury or property damage underlying the claim actually occurs. GenCorp., supra, held that the appropriate trigger for claims arising out of the disposal of hazardous waste was:
When does an injury in fact trigger trigger?
Injury-in-fact trigger is a coverage trigger theory that states that policy coverage activates when an injury or damage actually occurs.
What does a continuous injury trigger mean for Investopedia?
Under a continuous-injury trigger, each of these policies is said to provide coverage, since the injury occurred over a period of time in which multiple coverages overlapped. The offers that appear in this table are from partnerships from which Investopedia receives compensation. This compensation may impact how and where listings appear.
How to get 100% coverage for apex trigger?
The unit tests must cover scenarios for all lines of code included in the Apex trigger, resulting in 100% code coverage. Run your test class at least once (via ‘Run All’ tests the Developer Console) before attempting to verify this challenge. Just Try the below test class.