Which account data must be protected under the PCI DSS?

Which account data must be protected under the PCI DSS?

The security controls and processes required by PCI DSS are vital for protecting all payment card account data, including the PAN – the primary account number printed on the front of a payment card.

What is a non consumer customer?

Non-Consumer Users: Individuals, excluding cardholders, who access system components, including but not limited to employees, administrators, and third parties.

What is Level 2 PCI compliance?

Payment Card Industry Data Security Standard (PCI DSS) Level 2 merchants are those that process between 1 and 6 million Visa, Mastercard, and Discover transactions per year; 50,000 to 2 million sales using American Express, and fewer than 1 million JCB International credit card transactions.

What is an example of a non-consumer?

Common examples of non-consumer debts would be business loans, guaranties on commercial obligations, tax debt and tort claims. As for credit cards, vehicle loans and student loans, the motivation of the debtor when the debt was incurred will control.

Is SSN a PCI?

The regulation surrounding Social Security Numbers themselves is different than the regulation surrounding the Payment Card Industry standards. PCI is for payment processing, if your not processing payments or storing payment information you shouldn’t have to be PCI compliant from a legal stand point.

What is Level 3 PCI compliance?

The Payment Card Industry Data Security Standard’s (PCI DSS) compliance Level 3 applies to mid-size merchants that, generally speaking, process between 20,000 and 1 million credit card transactions per year.

What is the highest level of PCI compliance?

The Different Levels of PCI Compliance

  • PCI Compliance Level 1. The highest level of security precautions are required for merchant accounts that process over six million credit card domestic transactions a year or participate in global transactions.
  • PCI Compliance Level 2.
  • PCI Compliance Level 3.
  • PCI Compliance Level 4.

What do you need to know about PCI requirement 8?

Passwords, user IDs, two-factor authentication, policies and procedures, and cryptography are all elements that factor into PCI Requirement 8, but the most important actions to remember are identification and authentication.

What is the password requirement for PCI DSS?

PCI DSS Requirement 8.2.3: Passwords must be at least seven characters and contain numeric and alphabetic characters. Strong passwords are the first defense line for a network because a malicious person often tries to find accounts with weak or non-existent passwords.

How often do I need to change my PCI password?

8.2.3 – Passwords must require a minimum length of at least seven characters and contain both numeric and alphabetic characters. 8.2.4 – Change user passwords at least once every 90 days. 8.2.5 – Do not allow an individual to submit a new password that is the same as any of the last four passwords he or she has used.

When does Section 8 of the PCI DSS apply?

When we examine the preamble to section 8 of the PCI DSS, it defines the applicability of this requirement. What is interesting is that these password requirements do not apply to all users, even though many assume it does.